Who do banks give mortgage loans to – Who is excluded and for what reasons?

A few words about the speech
Who do banks give mortgage loans to – Who is excluded and for what reasons?
Curriculum Vitae of the Speaker
Kyriakos Kampouris
Kyriakos Kampouris is a pioneer in the modernization and institutionalization of mortgage brokering in Greece. With over 25 years of experience in the housing finance sector, he has redefined borrower services through IMS by combining transparency, independence from banks, and cuttingedge technology.
He introduced the concept of phygital service – a seamless blend of physical presence and digital tools – to optimize the borrower journey. His approach is centered around personalized advisory, technological innovation, and comparative evaluation of mortgage products from all partner banks, offering truly objective solutions. Through IMS, he has also implemented streamlined processes that reduce bureaucracy and improve loan approval rates, paving the way for a more efficient and customer-centric mortgage model